Property Description

HARBORVIEW HAVEN IN MARY LU MOBILE HOME PARK - AFFORDABLE WATERFRONT LIVING: Enjoy harbor views and a private, secluded setting in this meticulously maintained 2005 manufactured home located in the resident-owned 55+ Mary Lu Mobile Home Park on Charlotte Harbor. Nestled at the tip of the community where the canal meets the harbor, this one of a kind residence is surrounded by HOA common areas and striking landscaped grounds, with a long winding driveway ensuring privacy. The property features a newer 2022 roof with upgraded double thickness, new skirting, additional reinforced concrete curbing, a new double vapor barrier with insulation between the joists, and updated, upgraded tie-downs for superior structural support. A premium 2025 Trane A/C system with heat pump sits on a new reinforced platform for added durability, ensuring year-round comfort. The home also offers a four-seasons room, a large bonus den, gorgeous landscaping, and a massive 37 x 17 (629 sq. ft.) high-ceilinged carport with room for multiple vehicles or recreational storage. A custom 8x10, tied-down to major hurricane standards utility shed with an 8' peak ceiling provides additional storage and functionality. The home qualifies for financing due to its age, HUD-code compliance, and permanent installation, and it sustained no interior or roof damage from recent storms. Incredibly low carrying costs include HOA fees of $750 per quarter ($250/month), homeowners insurance at $2,233 per year, flood insurance at $907 per year, and real estate taxes of just $900 annually (homesteaded), totaling approximately $587 per month in carrying costs. HOA fees include water, sewer, trash, lawn care, park maintenance, clubhouse access, community grounds, private boat ramp, and clubhouse/billiards. The community fishing pier is currently being evaluated for rebuild. Located just minutes from downtown Punta Gorda, residents enjoy close proximity to waterfront dining, Fishermen's Village, world-class fishing and boating, Gulf Coast beaches, top-rated golf courses, medical facilities, shopping, and entertainment. This is a rare opportunity to secure big-water views and an affordable, low-maintenance Florida lifestyle in a vibrant and welcoming waterfront community.