Sign up to get new listings emailed daily! JOIN SIGN IN
Debra McDermott
REALTOR®, Agent, Military on the Move, Leading RE
Facebook Icon LinkedIn Icon Instagram Icon Realtor.com Icon VCard Icon 
Refine Search

97371 Harbor Concourse Circle, Fernandina Beach, FL 32034

$469,000
Featured Listing New to the Market
BEDS4 BATHS2 full 1 partial SQUARE FEET2,511 MLS#116504
MAP LISTING
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
Virtual Tour

65 Total Photos [Click to View All]

97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
97371 Harbor Concourse Circle, Fernandina Beach, FL 32034

Property Description

Experience the best of Fernandina Beach living in this beautifully maintained waterfront home located in the highly desirable Harbor Concourse community. Built by Dream Finders Homes, the popular Riverside B floor plan offers 4 bedrooms, 2.5 baths and over 2,500 square feet of thoughtfully designed living space. The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining. The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai overlooking a tranquil pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions. The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees. Harbor Concourse is conveniently located just minutes from Amelia Island beaches, Historic Downtown Fernandina Beach, shopping, dining, medical facilities, schools, easy access to I-95 and 30 minutes to JAX airport. Enjoy waterfront views, modern upgrades, and an exceptional location in one of Nassau County's most sought-after communities. Welcome home!

97371 Harbor Concourse Circle | MLS# 116504

This single family home located at 97371 Harbor Concourse Circle, Fernandina Beach, FL 32034 is currently listed for sale by WATSON REALTY CORP., with an asking price of $469,000. This property was built in 2019 and has 4 bedrooms and 2 full and 1 partial baths with 2511 sq. ft. Harbor Concourse Circle is located in the Harbor Concourse subdivision. Search Harbor Concourse real estate on debmcd.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric
Garage: 2 car attached
Heating: Heat Pump
Home Style: Two Story
Lot Size: 0.13 Acres
Roof Type: Shingle
Stories: 2.0
Year Built: 2019
Square Feet: 2,511

Feature Descriptions

Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
Days on Site: 4
Exterior: Fiber Cement, Frame
HOA Fee: 660/ Annually
Lot Dimensions: 5,500 sq ft
Parcel#: 29-2N-28-0115-0142-0000
Parking: Two Car Garage
Patio/Porch: Open, Patio
Sewer: Public Sewer
Water: Public
Water Features: Pond
Window: Vinyl

Listed By / Shown By

Listed By

Agency Name: WATSON REALTY CORP.

agent picture

Shown By

Agent Name: Debra McDermott
Agent Phone: (912) 409-2395 Cell

Estimate Your Payment

Estimated Payment

$ 2,523.14 per month $2,386.34 Principal & Interest $0.00 Property Tax (data not provided by mls) $136.79 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/29/2026. The listing information on this page last changed on 06/29/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/29/2026 12:00:41 AM EST) or GAMLS (last updated Sun 06/28/2026 11:15:15 PM EST) or Stellar MLS (last updated Sun 06/28/2026 11:44:32 PM EST) or SPC MLS (last updated Sun 06/28/2026 11:21:11 PM EST) or Martin MLS (last updated Sun 06/28/2026 11:38:10 PM EST) or Indian River MLS (last updated Sun 06/28/2026 11:30:12 PM EST) or Daytona MLS (last updated Sun 06/28/2026 11:36:43 PM EST) or Northeast Florida MLS (last updated Sun 06/28/2026 11:58:58 PM EST) or Beaches MLS (last updated Sun 06/28/2026 11:49:26 PM EST) or BORMLS (last updated Sun 06/28/2026 11:15:24 PM EST) or Amelia/Nassau MLS (last updated Sun 06/28/2026 11:25:15 PM EST) or Dixie Gilchrist Levy MLS (last updated Sun 06/28/2026 11:42:17 PM EST) or NFLMLS (last updated Sun 06/28/2026 9:04:25 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder

Pixel